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HCL Technologies Limited

Walkins in HCL Technologies Limited for Underwriter Residential/Real Estate/ Mortgage Loan - Analyst


Underwriter Residential/Real Estate/ Mortgage Loan - Analyst
BPO
1 - 4 Years
Chennai
Bachelors degree
09/06/2017

About HCL Technologies Limited :
Founded in 1976 as one of India's original IT garage start-ups, today the HCL Group has expanded to four companies in India - HCL Infosystems, HCL Technologies, HCL Healthcare and HCL TalentCare. The group generates annual revenues of over US$ 6.5 billion with more than 110,000 employees from 100 nationalities operating across 31 countries, including over 500 points of presence in India.

Responsibilities: 
  1. Works under moderate supervision; acquires and applies maturing knowledge of the business, its products, and processes.
  2. Evaluate and verify applications determining whether or not borrower will be able to repay the loan
  3. Verify income and employment information, review credit history and calculate the value of the borrowers collateral and assets
  4. Ensure that the property specifications and loan terms meet Banks requirements and government regulations. 
  5. Once the application has been evaluated and the degree of risk has been assessed, document the reasons for approval or denial of the loan and add the documentation to the loan file. 
  6. Maintains knowledge of secondary market activity, and business/industry practices as they impact underwriting quality and origination activity.
  7. Skills Required: 
  8. Must have excellent reading and comprehension skills.
  9. Must have excellent decision-making skills that are backed by relevant details and research.
  10. Must have good analytical and audit skills.
  11. Must have good oral and written communication skills along with good listening skills
  12. Must have knowledge pertaining to the regulations governing mortgage lending. 
  13. Must have logic and reasoning skills
  14. Must be able to handle stress and meet deadlines
  15. Must be able to multitask
  16. Must pay close attention to detail

Eligibility : Bachelor's degree without any standing arrears.

6 Months-4 years of related experience and accountability for moderately complex tasks and/or projects required.

Junior Level 1: Experience in basic mortgage operations (any function, processing preferred) or consumer loan underwriting.

Junior Level 2: Experience in Mortgage loan underwriting (FHA / VA)

Venue : 
HCL Technologies, 
No. 84, Greams Road, Thousand Lights,
Opp to Sea Shell Restaurant.

Date & Time : 10th June & 11th June 2017 , 10am - 3pm


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